Outside of New York Rates 
Rates as of JULY 3, 2008
 
Rates are valid for California, Connecticut, Georgia, Illinois, Maryland, Massachusetts, New Jersey, North Carolina, Pennsylvania, South Carolina, Virginia, and Washington D.C.
  Outside of New York we are known as Astoria Federal Mortgage Corp.

Mortgage Program
  
30 Year Fixed Conforming
Up to $417000
   Rate 6.500 % 6.250 %
   Points 0.000* 0.750
   APR 6.527 % 6.373 %
   Pymt Per
   $1,000 		$ 6.32 $ 6.16
 
  
15Year Fixed Conforming
Up to $417000
   Rate 6.125 % 5.750 %
   Points 0.000* 1.000
   APR 6.170 % 5.990 %
   Pymt Per
   $1,000 		$ 8.51 $ 8.30
 
  
5/1 Year ARM**
Up to $2500000
   Rate 5.500 % 5.000 %
   Points 0.000 2.000
   APR 5.346 % 5.340 %
   60 Monthly
   Pymt Per
   $1,000 		$ 5.68 $ 5.37
 
  
7/1 Year ARM**
Up to $2500000
   Rate 5.875 % 5.375 %
   Points 0.000 2.000
   APR 5.564 % 5.498 %
   84 Monthly
   Pymt Per
   $1,000 		$ 5.92 $ 5.60
 
  
10/1 Year ARM
Up to $2500000
   Rate 6.375 % 5.875 %
   Points 0.000 2.000
   APR 5.987 % 5.847 %
   120 Monthly
   Pymt Per
   $1,000 		$ 6.24 $ 5.92
 
  
3/1 Year ARM
Up to $2500000
   Rate 5.375 % 4.875 %
   Points 0.000 2.000
   APR 5.282 % 5.344 %
   36 Monthly
   Pymt Per
   $1,000 		$ 5.60 $ 5.29
 
 

* - zero point options receive a 0.25% credit towards closing costs.


** Please add .125% to the rate for interest only feature.

Free Pre-Qualifications
 
60-120 Day Rate Locks & Rate Buydown Options

California Properties Rate May be Higher

SONYMA

Condo, Co-op & Investment Properties

Plus Many Other Programs & Options Available!

For the latest information,
contact an Astoria Federal Home Financing Professional today!


Send us an e-mail or call our mortgage origination center
at 1-800-537-4888 today to learn more.

Certain conditions may apply to obtain these rates. All rates are subject to change without notice. APRs are based on a 30-year term, single family owner occupied primary residence. Rates for the ARM loans may increase or decrease after the initial fixed term of the loan, however annual caps and lifetime ceiling do apply. Rates shown are for California, Connecticut, Georgia, Illinois, Maryland, Massachusetts, New Jersey, North Carolina, Pennsylvania, South Carolina, Virginia, and Washington D.C. property loans originated through the bank's retail channel and require full income and asset verification.