NY Mortgage Rates 
Rates as of JULY 3, 2008
 
Mortgage Program
  
30 Year Fixed Conforming
Up to $417000
   Rate 6.500 % 6.250 %
   Points 0.000 1.000
   APR 6.527 % 6.373 %
   Pymt Per
   $1,000 		$ 6.32 $ 6.16
 
  
15Year Fixed Conforming
Up to $417000
   Rate 6.125 % 5.750 %
   Points 0.000 1.250
   APR 6.170 % 5.990 %
   Pymt Per
   $1,000 		$ 8.51 $ 8.30
 
  
30 Year Affordable Housing Program
Income & Geographic Limits May Apply
   Rate 6.000 %
   Points 0.000
   APR 6.517 %
   Pymt Per
   $1,000 		$ 6.53
 
  
5/1 Year Affordable Housing Program
Income & Geographic Limits May Apply
   Rate 5.000 %
   Points 0.000
   APR 5.655 %
   Pymt Per
   $1,000 		$ 5.91
 
  
5/1 Year ARM**
Up to $2500000
   Rate 5.500 % 5.000 %
   Points 0.000 2.000
   APR 5.346 % 5.340 %
   60 Monthly
   Pymt Per
   $1,000 		$ 5.68 $ 5.37
 
  
7/1 Year ARM**
Up to $2500000
   Rate 5.875 % 5.375 %
   Points 0.000 2.000
   APR 5.564 % 5.498 %
   84 Monthly
   Pymt Per
   $1,000 		$ 5.92 $ 5.60
 
  
10/1 Year ARM
Up to $2500000
   Rate 6.375 % 5.875 %
   Points 0.000 2.000
   APR 5.987 % 5.847 %
   120 Monthly
   Pymt Per
   $1,000 		$ 6.24 $ 5.92
 
  
3/1 Year ARM
Up to $2500000
   Rate 5.375 % 4.875 %
   Points 0.000 2.000
   APR 5.282 % 5.344 %
   36 Monthly
   Pymt Per
   $1,000 		$ 5.60 $ 5.29
 
  
SONYMA 30 Year ATD Program
Income & Geographic Limits May Apply
   Rate 5.250 %
   Points 0.000
   APR 5.250 %
   Pymt Per
   $1,000 		$ 5.52
 
 

** Please add .125% to the rate for interest only feature.

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60-120 Day Rate Locks & Rate Buydown Options
 
SONYMA
 
Condo, Co-op & Investment Properties
 
Plus Many Other Programs & Options Available!
 
For the latest information,
contact an Astoria Federal Home Financing Professional today!
 

Send us an e-mail or call our mortgage origination center
at 1-800-537-4888 today to learn more.

Certain conditions may apply to obtain these rates. All rates are subject to change without notice. APRs are based on a 30-year term, single family, owner-occupied, primary residence. Rates for the ARM loans may increase or decrease after the initial fixed term of the loan, however, annual caps and lifetime ceiling do apply. Rates shown are for NY property loans originated through the bank's retail channel and require full income and asset verification.