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Whether you use your credit card for online shopping or emergency expenses;
we offer several credit cards to meet your needs. Each credit card offers the
benefits that you deserve – including Purchase
Protection, Extended Warranty, Travel Assistance, Travel Accident Insurance,
and Car Rental Discounts.
Consumer Credit Cards
Choose the VISA® card that's right for you – and, for something truly personal,
design your own card. No matter which card you choose, you'll enjoy a wide range of
benefits that include competitive rates, identity theft protection and more.
Maximum Rewards® Platinum Edition® Visa® Card
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• Earn 1.5 points for every $1 in qualifying purchases.1
• Redeem points for gift cards, cash back in the form of a credit to your
account, merchandise, full-service airline travel, and more. Visit the
Maximum
Rewards Guide to
see a sample of reward options.
»
Summary of Credit Terms |
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Platinum Edition® Visa® Card
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• No annual fee and competitive
interest rate.
• Introductory 0% Annual Percentage
Rate2(APR) on purchases
(not on balance transfers or cash
advances)
for the first 6 billing
cycles after your account is opened.
»
Summary of Credit Terms |
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Secured Card
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• Help build or rebuild your
credit.
• Decide what credit limit
between $300 and $5,000 (in $100
increments) you'd like.
• Please visit
any branch
to apply.
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Design Your Card
Customize your card today! It's fun, easy, and simple.
Upload your favorite digital image and you're on your way to designing
a credit card that is unique to you.
Access Your Account
Manage your account online 24 hours a day at
www.directcardaccess.com or
call Customer Service at 1-888-295-5540.
Please note that in order to keep the introductory rates, you must make
payments when due, stay within your credit
limit and not have any payments dishonored for any reason. Payments may be
allocated to the lower APRs first.
We reserve the right to change the account terms should your credit profile
change or for other reasons described
in each of the cards Summary of Credit Terms.
1 See the Rewards Terms and Conditions in the Summary of Credit Terms for details.
2 Depending on how you meet our credit criteria, your variable APR on purchases may be 9.99%,
13.99%, or 16.99% after the introductory offer expires. For additional information about Annual
Percentage Rates (APRs), fee and other costs, see the
Summary of Credit Terms.
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