Getting Started

Astoria Federal has a mortgage program that is just right for you. Whether you are buying your first home or trading up, buying a vacation home or investment property or refinancing your current mortgage, we'll be there to help you every step of the way. We offer a wide variety of mortgage and home equity programs.

Mortgages

We want to help you take the uncertainty and confusion out of the homebuying process. The information we are providing will help you feel more confident as you undertake what may be one of the largest transactions of your life.

The information on our website will take you through the homebuying process step by step- from finding a home, to obtaining a home mortgage, and closing the sale. After reading this material, you will be more knowledgeable about buying a home and better able to negotiate the purchase and financing of the home you want. More importantly, you will understand the terms of your mortgage and be confident that you can afford it.

The first section on our mortgage section is "Get Pre-qualified". Here you will find a simple form that you can complete and send back to Astoria Federal. We will then contact you and let you know just how much you can qualify for and review the mortgage options that best meet your needs.

Next, in our "Find a Home" section you can find valuable home hunting tips, find out what it costs to buy a home, and ideas on where to look to find the home that is just right for you. Print out "Home Hunting Guide" which will help you keep track of the different homes you look at and the "My New Home Wish List" to help you determine what items are really important to you.

The "Mortgage Loan Process" walks you through step by step what happens when you apply for a mortgage all the way through closing.

In the "Mortgage Programs" and "Refinance Programs" you can learn about all the different options you have available through Astoria Federal.

And lastly, check "Current Rates" daily for the latest interest rates on our most popular programs.

The journey from homebuyer to homeowner can be very rewarding if you do your homework up front. We hope you find this information will make the journey as simple as possible. So good luck and let's get underway by clicking on "MORTGAGE".

Getting the Most out of Your Home

We can also help you get the most out of your home. If you need money for debt consolidation, college costs, vacations, or any other reason we can help you tap into the equity in your home to get the money you need. Click on "HOME EQUITY" to get information on Astoria Federal's Home Equity Loans and Lines of Credit.

We're Here to Help....

Our Home Financing Professionals will be there every step of the way to help guide you through the process. Simply click on "Contact Us" to send us an E-mail or call us at 1-800-537-4888 to arrange for a free one-to-one consultation, whenever and wherever it is convenient for you. We look forward to working with you.