Today's Mortgage Rates as of September 08, 2010
 

  1-4 Family Fixed Mortgage Rate Products (0 Points)
  Rate APR Cost per $1,000 Features
30-Year Conforming 4.375 % 4.484 % $ 4.99 1, 2
15-Year Conforming 3.875 % 4.064 % $ 7.33 1, 2
15-Year Jumbo 4.250 % 4.441 % $ 7.52 1, 3
30-Year Affordable Housing Program 4.250 % 4.734 % $ 5.45 1, 4, 5
SONYMA Achieving the Dream Program 3.500 % 3.603 % $ 4.49 1, 4, 5

1 The payments reflected above do not include amounts for taxes and insurance premiums, and your actual payment may be greater.
2 Loan amounts up to $417,000
3 Loan amounts up to $1,000,000, please call for rate quotes on higher loan amounts.
4 Income & Geographic Limits May Apply
5 First-time home buyers only

  1-4 Family Adjustable Rate Mortgage (ARM) Products (0 Points)
  Initial Rate Initial Fixed Period APR Initial Cost per $1,000 Adjusted Rate Adjustments after Initial Fixed Period Initial Adjusted Cost per $1,000 Features
5/1 Year ARM Affordable Housing Program 3.250 % 5 Years 3.623 % $ 4.89 3.000 % Annual $ 4.77 A, C, D
5/1 Year ARM 3.750 % 5 Years 3.189 % $ 4.63 2.750 % Annual $ 4.16 A, B
7/1 Year ARM 4.250 % 7 Years 3.525 % $ 4.92 2.750 % Annual $ 4.23 A, B
10/1 Year ARM 4.750 % 10 Years 4.047 % $ 5.22 2.750 % Annual $ 4.38 A, B

A Rates may vary annually after the initial fixed period and payments may increase. However, annual caps and ceiling apply. The payments reflected above do not include amounts for taxes and insurance premiums, and your actual payment may be greater.
B Loan amounts up to $1,000,000, please call for rate quotes on higher loan amounts.
C Income & Geographic Limits May Apply
D First-time home buyers only
 

  Ask us about the following:

» Free Pre-Qualifications

» 10, 25 & 40-Year Terms

» SONYMA

 

» 60-120 Day Rate Locks & Rate Buydown Options

» Condo, Co-op & Investment Properties

» Plus Many Other Programs & Options Available!

 

  For the latest information, contact an Astoria Federal Home Financing Professional today!
  Send us an e-mail or call our Mortgage Origination Center at 1-800-537-4888 today to learn more.

 

Rate and/or points may differ based on Property Type, Credit Score, Loan-to-Value, and Loan Purpose. Certain conditions may apply to obtain these rates. All rates are subject to change without notice. APRs for Adjustable Rate Products are based on a 30-year term, single family owner-occupied primary residence. Rates shown are for properties located in New York, Connecticut, Georgia, Illinois, Maryland, Massachusetts, New Jersey, North Carolina, Pennsylvania, South Carolina, Virginia, & Washington D.C. and are originated through the bank's retail channel. These properties will require full income and asset verification. Outside of New York, loans will close in the name of our subsidiary, Astoria Federal Mortgage Corp.